Payments & Fees

^{Find information about HOA assessments, payment options, payment arrangements, and resale or transfer fees.}

2026 HOA Assessments

Quarterly Assessment - $130.68

Annual Total - $522.72

1. Assessment Schedule

Quarter	Amount Due	Due Date	Late Fee Date
^Q1	^$130.68	^{Jan 1}	^{Jan 30}
^Q2	^$130.68	^{Apr 1}	^{Apr 30}
^Q3	^$130.68	^{Jul 1}	^{Jul 30}
^Q4	^$130.68	^Oct1	^{Oct 30}

^{Finance charges will apply to past-due assessments. Dates are shown for 2026.}

2. How to Make a Payment

^{Choose the payment option that works best for you.}

ONLINE

^{Pay through the Spectrum Homeowner Portal.}

^{Credit/debit card fee: 3.5%}

^{E-check fee: $2.99}

BY PHONE

^{Make a payment over the phone through Zego, a secure third-party payment processing service.}

^{Phone: 1-866-729-5327}

BY MAIL

^{Make checks or money order payable to "VWOA". Mail to either:}

^{Spectrum Association Management}

^{PO Box 299008}

^{Lewisville, TX 75029}

^{Villages of Westcreek Owners Association}

^{12395 Military Drive West}

^{San Antonio, TX 78253}

^{Please include your property address or account number with your payment.}

^{If paying for multiple properties, identify each property on your check or money order.}

IN OFFICE OR DROP BOX

^{Pay by check or money order during office hours or use the drop box between the front door and windows after hours.}

^{*Include your property address or account number with mailed payments.}

3. Payment Plans

^{Need additional time to pay your assessments? You may request a payment arrangement through Spectrum Association Management.}

^{1. Visit www.spectrumam.com}

^{2. Select "Pay Bill"}

^{3. Choose " Request a Payment Plan" and complete the request.}

^{If approved, the agreement is generally sent within 3-5 business days and must be signed and returned within 5 business days to activate the plan.}^{Questions? Spectrum: 210-494-0659}

4. Closing Document Fees

^{Selling or transferring a property? Resale documents and related requests are available through HomeWiseDocs.}

^{Resale Package $375 - $495}

^{Refinance Statement of Account Only $120 - $220}

^{Transfer Fee $325}

^{Foreclosure - Bank Owned Property Packet $320}

^{See complete pricing info and costs here!}

^{Spectrum has partnered with HomeWise Docs to offer a convenient process for ordering and delivering resale disclosures, refinance disclosures, and other closing documents. Creating an account is easy and you can start utilizing the system immediately. HomeWise representatives are also available to help with any questions you may have by calling toll free.}

^{Requests may include resale certificates, statements of account, and transfer documentation.}

^{Request documents: HomeWiseDocs}

^{Get Help: 1-866-925-5004}

5. Assessment Documents

^{Billing & Collection Policy}

^{Schedule of Billing Procedures}

^{2026 Annual Assessment Notice}